Quotes Online or by Phone (877) 225-2699

Specializing in Product Liability Insurance for the Electronic Cigarette & E-Juice Industries Since 2008

Multiple E-Cigarette Insurance Programs for Manufacturers, Importers/Distributors & Retailers:  
  • E-Liquid Coverage: PG, VG, Nicotine, Flavorings, and Fragrances. 
  • NO Health Hazard Exclusion
  • Hardware Coverage: Mechanical and Electrical Devices.  Including batteries, chargers, and all related accessories.  
  • Chosen by the Smoke Free Alternatives Trade Association (SFATA.org/insurance) to provide their members with coverage
  • Our lobbying efforts include seven meetings in Washington D.C., at the Congress and Senate Offices
  • We can provide User Warnings which you can place on your products (i.e. juice, hardware, batteries)
  • Primary Liability limits: $250,000 to $5,000,000 with Option for Excess Liability for a combined total of $30,000,000
  • Licensed in all 50 states and the District of Columbia
  • Will Consider sales from $1.00 to $1Billion

We Make it Easy to do Business With Us:

  • Quote by phone or online      
  • Buy online
  • Affordable annual premiums 
  • New ventures accepted
  • All major credit cards and checks accepted
  • Easy payment plans (Down payment + 10 installments)
  • We are the Insurance Pros

CALCO is the largest writer of insurance in the United States for the electronic cigarette, personal vaporizer, e-liquid, and vape store industries.  Our knowledge of the products has enabled us to improve policy wording to benefit our clients.  We have the capacity to meet most vendor contracts and requirements regardless of the premium volume or product type. 

Rechargeable and disposable electronic cigarettes, personal vaporizer devices, and/or e-liquids which are manufactured in China or any other country are eligible for coverage.
  The policy we offer is CGL - Commercial General Liability: which includes Product Liability, Personal Injury, Advertising Injury, Medical Payments, and Tenant Liability.  Additional coverages include product recall, product withdrawal, business personal property and loss of business income.