Quotes Online or by Phone (877) 225-2699

Specializing in Product Liability Insurance for the Electronic Cigarette & E-Juice Industries Since 2008

E-Cigarette Insurance Program for Manufacturers, Importers/Distributors & Retailers:  

  • E-Liquid Coverage: PG, VG, Nicotine, Flavorings, and Fragrances. Will consider Marijuana Oil, CBD and other cannabinoids.
  • NO Health Hazard Exclusion
  • Hardware Coverage: Mechanical and Electrical Devices.  Including batteries, chargers, and all related accessories.  
  • Exclusive Insurance Provider for the Members of the "Smoke Free Alternatives Trade Association" (SFATA.org/insurance).
  • Our lobbying efforts include seven meetings in Washington D.C., at the Congress and Senate Offices
  • We can provide User Warnings which you can place on your products (i.e. juice, hardware, batteries)
  • Primary Liability limits: $250,000 to $5,000,000 with Option for Excess Liability for a combined total of $30,000,000
  • Licensed in all 50 states and the District of Columbia
  • Will Consider sales from $1.00 to $1Billion

We Make it Easy to do Business With Us:

  • Quote by phone or online      
  • Buy online
  • Annual Premiums start at $3,500 for General Liability Including Product Liability (plus additional taxes/fees which vary by state)
  • Annual Premiums start at $880 for General Liability Excluding Product Liability (plus additional taxes taxes/fees vary by state)
  • New ventures accepted
  • All major credit cards and checks accepted
  • Easy payment plans (Down payment + 10 installments)

CALCO is the largest writer of insurance in the United States for the electronic cigarette, personal vaporizer, e-liquid, and vape store industries we understand your business.  Our knowledge of the products has enabled us to improve policy wording to benefit our clients.  We have the capacity to meet most all vendor contracts and requirements regardless of the premium volume or product type. 

Rechargeable and disposable electronic cigarettes, personal vaporizer devices, and/or e-liquids which are manufactured in China or any other country are eligible for coverage.
  The policy we offer is CGL - Commercial General Liability: which includes Product Liability, Personal Injury, Advertising Injury, Medical Payments, and Tenant Liability.  Additional coverages include business personal property and loss of business income.