Quotes Online or by Phone (877) 225-2699

Specializing in Product Liability Insurance for the Electronic Cigarette & E-Juice Industries
The first and the largest writer of Product Liability Insurance for the E-Cigarette and E-Juice industries.  Chosen by (SFATA ) - The Smoke Free Alternatives Trade Association to provide their members with the valuable coverage of the CALCO policy.  

As an added service we can review your Warning Labels and User Instructions for possible deficiencies, and provide suggestions and/or recommendations to improve the efficacy of your products.
  Loss Control services are also provided for policy holders.


CALCO Advantage:

  • E-Cigarette Insurance Program™ - The first program designed exclusively for the e-cigarette industry.
  • General Liability/Product Liability package annual premium starts from $4,000 for $250,000 limits
  • Deal directly with the underwriters
  • We actively support the industry by lobbying from Los Angeles to Washington D.C.
  • Broad Coverage
  • Liability limits: $250,000 to $30,000,000
  • Insurance programs for Trade Associations
  • Special consideration for Tobacco Companies which own electronic cigarette brands, regardless of prior litigation history.  Including self-insurance options.


We Make it Easy to do Business With Us:

  • Quote by phone or online      
  • Buy online 
  • New ventures accepted
  • All major credit cards and checks accepted
  • Easy payment plans (Down payment + 10 installments)



As the largest writer of insurance in the United States for the electronic cigarette, personal vaporizer, e-liquid, and vape store industries we understand your business.  Our knowledge of the products has enabled us to improve policy wording to benefit our clients.  We have the capacity to meet all vendor contracts and requirements regardless of the premium volume or product type. 


Rechargeable and disposable electronic cigarettes, personal vaporizer devices, and/or e-liquids which are manufactured in China or any other country are eligible for coverage.
  The policy we offer is CGL - Commercial General Liability: which includes Product Liability, Personal Injury, Advertising Injury, Medical Payments, and Tenant Liability.  Additional coverages include business personal property and loss of business income.